All your money,
one command center.
Net worth, budget, debts, investments and card credits, in one view that updates the moment a number moves.
You shouldn't have to guess about your money.
Write the numbers down once. Every answer updates together, every time one of them moves.
Track your entire financial life.
Know your net worth
Everything you own minus everything you owe, in one figure.
Stay on budget
Plan the month and see what is left to assign.
Get every credit you pay for
The credits your cards give you, and whether the fee paid for itself.
Invest with intention
Your positions and their cost, beside the markets.
Pay off what you owe
Avalanche or snowball, and the month you are done.
See ten years out
Returns, inflation and tax are in the math.
Every screen, built around your numbers.
Budget, Forecast and Debt, exactly as they look in the app.
See what changed, the moment it changes.
Open the app and the answers are already there.
Debt
$500 more a month clears your debts 3y 1m sooner.
Highest rate first, $197,035 less interest.
Budget
$5,510 is still unassigned this month.
$9,971 in, $2,991 set aside, $1,470 budgeted.
Net worth
You are worth $392,224 today.
$1,738,664 held, less $1,346,440 owed.
Credit cards
Your cards have paid back $850 more than they cost.
$2,450 used against $1,600 in fees.
Sample account
What $500 a month becomes
$1,031,422
30 years · $500/mo at an assumed 10%
- You put in
- $180,000
- Growth
- $851,422
An example, not a promise: the rate and the amount are both yours to set.
Your questions, answered.
How do my numbers get in?
You enter them: balances, debts, what you earn and what you budget. Prices for the positions you hold update when you open them.
Does my plan follow me between devices?
Yes. Sign in on any browser, or add Opulence to your phone's Home Screen, and the same figures are there.
Is this financial advice?
No. Every figure is arithmetic on assumptions you control. Talk to a licensed professional before acting on any plan.
Start with one number.
The rest builds from there.
Opulence is a planning tool, not financial advice. Every figure is arithmetic on assumptions you control.